The loyal shoppers REJECTED for a John Lewis credit card despite having perfect credit scores.How to budget as bills are going up: What you need to stay afloat as energy, mortgage and household costs climb.OFFICIAL: Ford will stop making the Fiesta in June 2023 ending 47 years of Britain's most-owned car that has amassed 4.8MILLION sales in the UK.Luxury car ownership surged in the UK as crypto investors splashed out on prestige motors - before bitcoin and rivals plummeted in value.Is this the best used motor in 2022? What Car? names hybrid BMW 5 Series as the second-hand model of choice this year.Facebook dives in brutal tech rout : Shares fall to six-year low after social media giant sees quarterly profits halve.Foxtons benefits from sky-high demand for London rental properties as it ups annual outlook after higher revenues.Car production back in reverse after four months of growth as supply woes persist - sector calls for support to protect electric vehicle exports.Unilever hikes profit forecast after price rises help Dove shampoo owner to offset falling sales volumes. ![]() Shell prepares dividend hike and £3.5bn share buyback as profits exceed £8bn and windfall tax looms over oil industry.BUSINESS LIVE: Shell plans $4bn share buyback and lifts dividend Unilever boosts forecast Lloyds braces for loan defaults.Is buy-to-let's golden age crashing to an end? It's getting harder to profit from property - as Alice found when it took her 456 days to evict a tenant.NS&I turbo-charges savings - and some rates have doubled! At last, interest rises are passed on to savers.New equity release plans surged by half in three months to September: Average rate is now 7.55% but those who locked in will avoid further rises.The Bank of England faces an autumn test on rates and QT, says ALEX BRUMMER: A 0.75% hike is expected but unwinding QE is the big question.Five steps to find YOUR buried pension treasure: Savers have lost 2.8m pots worth a total £26.6bn - here's how to hunt them down.Lloyds profits fall as lender gears up for a spate of loan losses on economic decline and rising mortgage rates.We love to hate them but tenants will be worse off if too many landlords cut and run, says HELEN CRANE: Here are five ways to improve renting from both sides.Soaring mortgage rates are the UK's recession risk as the economy stagnates, experts warn - with the Bank of England preparing its next base rate hike.If you freelance, or run your own business, your income might be too irregular for such a hard and fast rule. For example, people living in cities like New York or San Francisco, may need to spend almost their full paycheck on rent. The fact is when it comes to expenses one size doesn’t fit all. While it might be easy to remember, the rule isn’t always easy to live by. If the 50-20-30 budget doesn’t fit your lifestyle, try one of these instead. ![]() The 50-20-30 rule is a money management technique that divides your paycheck into three categories: 50% for the essentials, 20% for savings and 30% for everything else.ĥ0% for essentials: Rent and other housing costs, groceries, gas, etc.Ģ0% for savings: Savings accounts, retirement contributions, loans, credit card payments, etc.ģ0% for everything else: Nonessential expenses like clothing, restaurants, monthly streaming subscriptions, gyms, etc.
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